New to Canada

Starting all over in a new country is a very exciting experience, however it can also be extremely overwhelming.  The new to Canada program allows Canadian residents to purchase with 5% down and non-residents to also take advantage of home ownership in Canada with 10% down. An international credit bureau is usually required, however sometimes we can utilize alternate credit sources where required.

Have you immigrated to Canada within the last three years?

If so, you may qualify for the New to Canada program. Here’s a list of items that you will need to have in order to qualify for a mortgage.

  • Valid work permit or landed immigrant status
  • International Credit bureau or two alternate sources of credit such as rental payment history or a utility bill for the last 12 months. The alternate source must be from a Canadian source.